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Buying The Haystack: Sleeping Well Because I’ll Own The Winners

Vanguard has a new research paper on How to increase the odds of owning the few stocks that drive returns ], found via How Concentration Affects Portfolio Performance by Michael Batnick. Inside, there is a chart that sorts the individual … [More]

Schwab Commission-Free ETF List Review (Updated 2019)

ETFs are surpassing mutual funds as the standard building blocks of stock and bond portfolios. Here's a closer look at the latest updates to the Charles Schwab commission-free ETF list. While the commercials often focus on quantity instead of … [More]

Chase Freedom Unlimited Review – 3X Ultimate Rewards Points Per Dollar On Up To $20K In Spending During First Year

The Chase Freedom Unlimited Card is a no-annual-fee rewards card which earns a flat 1.5% cash back on all purchases (or a possibly more valuable 1.5 Ultimate Rewards points per dollar spent). This is a different card from the popular Chase Freedom, … [More]

Top 10 Best Credit Card Bonus Offers – April 2019

Updated April 2019. That space in your wallet or purse is more valuable than you think. Credit card companies are fighting it out, offering strong perks and $500+ value for a single card during the first year to encourage you to apply and try it … [More]

Chase United Explorer Card Review – 60,000 Bonus Miles Limited-Time Offer

New limited-time offer. The United Explorer Card is a co-branded Chase credit card that offers unique perks on United Airlines including free checked bags and expanded award seat availability for redeeming miles. Right now, there is also a … [More]

Best Interest Rates on Cash – April 2019

Here's my monthly roundup of the best interest rates on cash for April 2019, roughly sorted from shortest to longest maturities. The big news is that we are starting to see some slight rate drops in CDs! Folks who locked in at 4% APY may end up … [More]

Barron’s Best Online Broker Rankings 2019

Each year, Barron's releases their list of top online brokers. I like read and share it, hoping to find deeper insights into industry trends and specific broker features. However, this year their 2019 rankings article is firmly behind a paywall. … [More]

US Household Spending Breakdown: Top 20% vs. Bottom 20%

Engaging Data has another neat visualization tool up, How do Americans Spend Money? US Household Spending Breakdown by Income Group, using household spending data from the US Bureau of Labor Statistics. Below is a screenshot of this interesting … [More]

Gold Delta SkyMiles American Express – 60,000 Miles + $50 Statement Credit Referral Offer

The Gold Delta SkyMiles American Express Credit Card has a limited-time offer if you are referred. Highlights: Earn 60,000 bonus miles after you spend $2,000 in purchases on your new Card within your first 3 months and a $50 statement credit … [More]

Schwab Intelligent Portfolios Premium Feature Review: $30 a Month For Unlimited CFP Access

Schwab has revamped their Intelligent Portfolios "robo-advisor" service, renaming the upper tier to Schwab Intelligent Portfolios Premium and adding an in-depth financial plan and unlimited advice from a Certified Financial Planner for an additional … [More]

5% Cash Back Cards: Gas Stations, Grocery Stores, Restaurants – April to June 2019

2nd Quarter 2019 registration is now open! The credit cards below offer up to 5% cash back on specific categories that rotate each quarter. It takes a little extra attention, but it can add up to $100+ in additional rewards per year without changing … [More]

Fidelity Commission-Free ETF List Review (Updated 2019)

ETFs are surpassing mutual funds as the standard building blocks of stock and bond portfolios. Therefore, I'm taking a closer look at the latest commission-free ETF lists from the major brokers. Unfortunately, the marketing often focuses on … [More]